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Commercial and business loans broker Sydney — Providence Lending Group

Expand your business with the right commercial loan

Sydney’s Commercial Lending Broker for Business Owners and Investors

Whether you’re acquiring commercial property, funding a business expansion, or refinancing an existing facility, securing the right commercial loan structure can make the difference between a deal that works and one that doesn’t. As experienced commercial lending brokers based in Sydney, we work with business owners, investors, and developers to navigate the commercial finance market with clarity and confidence.

What Is a Commercial Loan?

A commercial loan is a business financing facility used to purchase or refinance commercial property, fund business operations, or support growth and investment objectives. Unlike residential home loans, commercial lending involves more complex assessment criteria — including business financials, serviceability, asset type, and loan purpose. That’s where an experienced commercial lending specialist makes all the difference.

Types of Commercial Finance We Arrange

We work across the full spectrum of commercial lending, including:

  • Commercial property loans — owner-occupied and investment commercial real estate
  • Business acquisition finance — funding to purchase a business or franchise
  • Commercial mortgage refinancing — restructuring existing debt to improve cash flow or rates
  • Specialist and non-bank commercial lending — for scenarios where major banks have strict limitations
  • Lo-doc and alternative commercial loans — for self-employed borrowers or complex income structures
  • Bridging and short-term commercial finance — for time-sensitive transactions

Why Use a Commercial Lending Broker?

The commercial lending market operates very differently to residential mortgages. Lender appetites vary significantly by industry, asset type, and loan size. A commercial lending broker with deep lender relationships can position your application to the right credit teams, structure the deal to improve approval outcomes, and negotiate terms that a direct bank approach may not achieve.

Our directors each bring over 15–20 years of senior banking experience, including commercial credit, portfolio management, and complex deal structuring at some of Australia’s largest financial institutions.

Who We Work With

We support business owners, commercial property investors, self-employed professionals, and SMEs across Sydney and nationally. Whether you’re borrowing $500,000 or $50 million, we bring the same rigour and commitment to every client engagement.

Get Started

Speak with one of our commercial lending specialists today. We’ll review your situation, identify the most appropriate lenders, and walk you through your options — at no cost to you.

One of the best in the industry.

The team went above and beyond to secure our finance. Their knowledge of the market and attention to detail made the entire process seamless. Whether you are investing or refinancing, I couldn’t recommend them enough for their transparency and results.

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