Development loans

Development Finance — Funding Property Development Projects in Sydney

Property development finance is one of the most complex areas of lending. Each project is different, lender requirements are highly specific, and the margin for error in deal structure can be costly. Having an experienced development finance broker who understands both the lending and development landscape is essential.

At Providence Lending Group, we work with residential and commercial developers — from boutique duplex projects to multi-lot subdivisions and commercial developments — to secure appropriate funding at each stage of their project.

Development Finance Products We Arrange

• Residual stock loans — funding against completed but unsold stock
• Construction loans — progressive drawdown facilities funding the build stage
• Land acquisition loans — finance to secure development sites ahead of DA approval
• Pre-sales and presale-light facilities — including lenders with reduced or no presale requirements
• Mezzanine and second mortgage finance — bridging the gap between senior debt and equity
• NDIS and specialist residential development — funded development for specialist disability accommodation

What Development Lenders Look For

Development finance assessment goes well beyond standard credit metrics. Lenders will review feasibility, project margins, developer experience, builder credentials, and exit strategy. Knowing how to present your project in the best possible light — and which lenders are most appropriate for your specific deal — is where an experienced development finance broker adds significant value.

Our Development Finance Experience

Our team has structured and managed development lending across a range of project types and sizes. We understand how to navigate complex credit submissions, respond to lender queries efficiently, and keep deals moving in time-sensitive situations.

Discuss Your Project

Reach out to discuss your development finance requirements. We’ll provide an honest assessment of your options and help you identify the right funding pathway for your project.