Sydney's Mortgage Broker, Commercial Lending & Debt Advisory Specialists

Structured funding for complex scenarios.

Whether you’re growing a business, investing in property, or buying a home — the right lending structure makes all the difference. Providence Lending Group is a Sydney-based finance broking and debt advisory firm specialising in complex lending scenarios — including multi-entity structures, trusts, founder-led businesses and property development. Our directors bring over 60 years of combined senior banking experience from CBA, ANZ, Westpac and KPMG to every client engagement.

I'm looking for a home loan I'm looking for a commercial loan

From first home to complex commercial transactions and structured facilities from $500k to +$50M — we work across the full spectrum of lending, with access to major banks, specialist lenders, private credit and non-bank options.

Commercial loans

Finance for business owners, investors and commercial property — from acquisition through to refinancing.

Home loans

Guidance for first home buyers, investors and those looking to refinance on better terms.

Working capital finance

Flexible funding to support business cash flow, seasonal demand and growth objectives.

Refinancing

Review your existing home loan or commercial facility — better rates, improved structure, or equity access.

Investment loans

Strategic finance for residential and commercial property investors building long-term wealth.

Development loans

Funding for residential and commercial development projects from site acquisition through to construction.

Personal loans

Flexible personal lending including debt consolidation, vehicle finance and specialist options.

Asset finance

Finance for business vehicles, equipment, machinery and technology — structured around your cash flow.

SMSF lending

Specialist lending for self-managed super funds acquiring residential or commercial property.

Who we are

Providence Lending Group was founded by three former senior bankers – Adrian Ressas, Papan Chakma and Sudeep Das – who between them held leadership roles at Commonwealth Bank, ANZ, Westpac and KPMG. We deliver structured funding for complex scenarios — for business owners, property developers, investors and homeowners who deserve more than a standard approach.

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Providence Lending Group directors — mortgage brokers, commercial and business lending specialists Sydney

FAQs

Find clear answers to common questions about our process, lending options and how we work with clients. A helpful starting point if you’re planning your next financial move.

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Providence Lending Group Sydney — mortgage broker and commercial lending FAQs

Calculators

Use our calculators to explore borrowing capacity, repayments and affordability scenarios. A simple way to plan ahead and understand your options.

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Home loan and mortgage calculator — Providence Lending Group Sydney

Get in Touch

Contact our team via our online form, email, or by booking a call directly. We’ll take the time to understand your full financial position, goals and timeline — not just the loan amount you need.

Strategy & Recommendation

We identify the most suitable lenders and structures for your situation and present you with clear, honest options. Our service is at no cost to you — we’re paid by the lender once your loan settles.

Application & Settlement

We manage the entire process on your behalf — liaising with lenders, handling paperwork, and keeping you informed at every step through to settlement.

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